Get a Home Loan From an Award-Winning Mortgage Lender – Perennial Funding

You need lots of equity before a reverse mortgage makes sense – partly because the fees and charges assessed on the loans are going to eat up as much as 10 percent of the amount you get (more on..

Mortgage Checklist: The following information is usually required during the loan process: Your Social Security Number; Current pay stubs or, if self employed, your tax returns for the past two years; Bank statements for the past two months; Investment account statements for the past two months; Life insurance policy

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Lenders usually require a 20 percent down payment on the house, so you already have equity in the home at the time you sign the loan documents. Equity is the portion of the home that you own outright. It helps you if you need to sell during housing down turns.

taking the nation by storm last week with a 3.49% variable rate (3.51% comparison rate*) and a mission to get Aussie homeowners debt-free. The online lender calls itself a home loan wrecker’ and.

Before you apply for your mortgage loan, you’ll need to decide which type of loan may be right for you. In House Mortgage Loans An in-house mortgage loan from Perennial Bank is a great option for non-traditional properties, rental homes, borrowers that don’t plan to stay in the home for very long, or borrowers that just prefer to keep their loan with a local bank.

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If you are considering buying a manufactured or modular home, traditional mortgage loans are available, but financing options may differ from traditional home lending for manufactured housing. Knowing available loan options before looking for a home can help you decide what choice is right for you.