Mortgage delinquencies are down across the U.S. — but up in South Florida. Here’s why.

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foreclosure activity is very uneven across the states with some experiencing problems that are comparatively negligible. During the 12 months ended in August California had 110,000 completed.

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Per Black Knight’s data, the total loan delinquency rate dropped to 5.44% in October, down 4.14% from September and down. According to that report, refinances made up 40% of the total mortgage.

Mortgage delinquency rates down across city, U.S. In August, Colorado Springs saw a 2.7 percent rate of mortgages past due by 30 days or more, down from a rate of 3.1 percent last year. Mortgages past due by 90 days or more stood at 0.9 percent in August, down from 1.3 percent last year in Colorado Springs.

Since the recession, the mortgage landscape in the Miami metro area and across. U.S. in 2016, up from 30 percent in 2012, according to a recent paper by researchers from the Federal Reserve Board.

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Mortgage delinquencies rose sharply in Texas and Florida following last summer’s hurricanes. The increases lifted the national average from August’s 10-year low. Mortgage Delinquencies Rise in.

The percentage of auto loans that were over 90-days delinquent rose to 4.3% in the first quarter, up from 3.8% in the year prior, according to a quarterly report from the New York Federal Reserve.