PUD vs. Condo, what’s the difference? » Mortgage Masters Group

The reason hazard insurance’ is a common term is actually because of lenders. Your mortgage loan provider may require hazard insurance at minimum before they will issue you a loan, because that is the only portion of the homeowners insurance policy directly related to the home structure itself.

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Townhome Insurance Policy. The HO6 insurance policy was specifically designed for condo and townhome owners where there were shared walls and home owners associations that cover many exterior perils. Most townhome insurance quotes will come in the form of an HO6 insurance policy. This policy is a named perils policy,

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I know this has been beaten to death, but there seems to be no concensus, I done a report on a condo form, and now the lender wants me to confirm that it is not a PUD and if it is change to the 1004, Is there a sure fire way of telling that the proprty is either a PUD or Condo.

 · An HOA fee is a recurring fee paid by some homeowners to an organization that helps maintain and improve their property and others in the same group.