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A local credit union in my area (West Michigan) is not only offering, but is advertising on large billboards on the side of the highway a 3% down, no PMI, non FHA mortgage. Am I the only one seeing these types of crazy loans or are there other areas of the country where people are seeing this?
· Will I have to pay PMI on my new VA loan? Because I only plan to put 5% down. Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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Mortgage lenders use a complex set of criteria to determine whether you qualify for a home loan and how much you qualify for, including your income, the price of the home, and your other debts. usda mortgage loans require a minimum credit score of 640 for automatic approval – provided other requirements are also met.
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